For insurance agents & agencies in India

Every client, every policy, every renewal — in one place.

A simple working book for an insurance agent. Every client and every policy you have sold on one screen. It reminds you before a renewal falls due, writes the WhatsApp message for you, and counts your commission while you sell.

See how it works
Client record
1,284 policies₹18.6L premium MTD23 renewals due
Rajesh Sharma, an AgentGenie clientRajesh SharmaNashik, Maharashtra · Client since 2019
MotorHDFC ERGO₹12,480 / yeardue 14 Sep
HealthStar Health₹31,900 / yearrenews 02 Feb
Term lifeLIC₹48,000 / yearrenews 27 Oct
Renewal sentdelivered · read

Whoever you sell for, it lives in the same book.

It records the policies you have already sold, whichever company issued them. No tie-ups, nothing blocked, and your client list stays yours to download whenever you want.

Every line you sell

Every kind of cover you sell, held in the same book.

Your clients are households, not policy numbers, and a household usually needs four or five covers. Every one of them sits on the same screen.

Motor

The school run, every morning.

Cars, bikes and scooters — with IDV, the OD and TP split, and the No Claim Bonus carried forward.

Home

The house they saved eleven years for.

Cover for the building and everything kept inside it, for owners and for tenants alike.

Health

The night the fever would not come down.

Family floaters and top-ups, with every member, the room rent cap and the waiting periods on record.

Life

Whatever happens, they are still looked after.

Term, endowment and ULIP — sum assured, premium term, maturity date and nominee, all kept together.

Travel

The first trip abroad, all four of them.

Single trip and multi-trip, inside India and outside, with the travel dates kept for next time.

Shop & property

The shop that pays for all of it.

A shop, a godown or an office — sum insured, what is covered and the property address, all on the record.

How it works

Four steps. One afternoon. Then it runs by itself.

No training, and nobody has to come and set it up. Here is everything, from signing up to your first renewal going out.

  1. Bring your clients and policies across

    Nothing to retype. Upload the Excel sheet you already keep — untidy headings and all — and it works out which column is the name, the phone number, the renewal date. Records on paper? Photograph a policy and it fills itself in.

    About 20 minutes

  2. The app starts watching every renewal date

    No diary, no reminders to set, nothing to remember. You are told 30 days before a policy is due, again at 15, and again at 3. Anything already lapsed shows in orange, so you can win it back before somebody else does.

    Automatic — nothing to set up

  3. Send the reminder on WhatsApp in one tap

    The message writes itself: name, vehicle, premium and due date already filled in. Read it, change a word, press send. It goes from your own number, so the client sees your name and replies to you. Never in bulk, so your number is never at risk.

    About 10 seconds per client

  4. See what you have earned and what is still owed

    Every policy is counted for you: earned this month, who has paid, what is still pending. Your GST bill is prepared. At month end you see what renewed, what was lost, and which part of your book is growing.

    Ready whenever you open it

The part everyone dreads

Your spreadsheet, filed in about a minute.

Other software hands you a blank template and asks for ten years of work retyped in its order. Give this the sheet you already keep, exactly as it is. Watch it work the columns out below.

clients_final_v3.xlsx
Name Mob No. Policy # Exp Dt Prem Co.
R. Deshmukh 98201 44xxx HDF/MTR/88213 14-09-25 12,480 HDFC Ergo
S. Iyer 94440 91xxx ICI/HLT/40092 02-10-25 31,900 ICICI Lombard
A. Bansal 99114 27xxx LIC/JEV/551209 27-10-25 48,000 LIC
Your columnAgentGenie field
NameClient name
Mob No.Phone
Policy #Policy number
Exp DtRenewal date
PremPremium (₹)
Co.Insurer
AI matched 6 of 61,284 rows ready to import · nothing typed by hand

AgentGenie reads an uploaded spreadsheet and automatically matches each of its columns to the right field, so agents can import any sheet without a template.

  • There is no template to download. Upload the sheet you already have. The columns can be in any order and the headings can say anything at all.
  • It understands the short forms you use. Headings like "Mob No.", "Exp Dt" and "Prem" are understood, because that is what agents actually write.
  • Nothing is saved until you say yes. Every match is shown to you first. If it has got one wrong, you change it with a single click before anything is stored.
Most agents finish their first import before the chai goes cold.

WhatsApp, done right

Your clients live on WhatsApp. Now your renewals do too.

Clients ignore calls and never open email, but they read WhatsApp. Each message is written from that client's own policy details, and you send it yourself. No blasts, no shared number, no risk to yours.

  • The message is written for you. The client's name, their vehicle or policy, the premium amount and the due date are filled in automatically from the policy you have saved. You only have to read it and press send.
  • It goes from your own number. Your client sees your name, the way they always have. When they write back, the reply comes to you directly, not to a company office somewhere.
  • Every message is saved. Whatever you send is filed against that client and that policy. Months later you can still see exactly what was sent and when, so nothing is ever lost or forgotten.
WhatsApp is an add-on you can switch on any time.
Sharma jionline
Namaste Sharma ji 🙏 Aapki Swift ka insurance 14 September ko renew hona hai. Premium: ₹12,480 (HDFC ERGO) NCB: 45% intact Renew karne ke liye batayiye, main aaj hi karwa deta hoon.9:14 am
AI draftedyou tap send · your number

Where you become the expert

AgentGenie has already read the policy, so you never have to.

The day you save a policy, the app reads all forty pages and pulls out what is covered, what is not, and every limit buried in the small print. It notes the page each answer came from. So when a client rings you with a problem, you are not turning pages looking for the clause. The answer is already there on your screen.

Claim · Sharma ji
Knee replacement₹2,40,000 · Star Health

Checked against the saved policy

  • Within the sum insuredClaiming ₹2,40,000 of ₹5,00,000p. 3
  • Old-illness waiting period36 months needed · policy is 41 months oldp. 12
  • Knee replacement waiting period24 months needed · clearedp. 12
  • Room rent limitPolicy allows ₹5,000/day · room booked at ₹8,000p. 8
  • Documents on file5 of 7 · discharge summary and final bill missingStar Health
Reading Sharma ji’s policy
78%Likely to be paid

Ask the hospital to move Sharma ji to a ₹5,000 room today. If he stays in the ₹8,000 room, Star Health will cut the whole bill in proportion and roughly ₹90,000 will not be paid. Tell him now, not after the claim comes back.

  • It knows what is actually covered. Room rent limits, co-payment, waiting periods for old illnesses, sub-limits on particular treatments, restoration, day care, No Claim Bonus, IDV, add-ons — all taken out of the document and written in plain words. You can tell a client what they have without opening the PDF.
  • It tells you a claim's chances before you file it. The app compares what the client is claiming against what the policy actually says and gives you a straight answer: likely to pass, or likely to be cut. It tells you which clause is the problem, and what to do about it, while there is still time to do something.
  • It knows how each company works. Each insurer's claim helpline, portal, how many hours you have to inform them, how long they usually take to settle, and the exact list of documents they will ask for. No more ringing around to find out.
  • When a claim is cut or rejected, you know why. You can see exactly which condition was applied and whether it was applied correctly. That is often the difference between a client losing money and a client getting paid — and it is the moment they decide whether to stay with you for life.
This is what turns an agent into the person a family rings first.

Everything you get

The whole job, not just a list of names.

An agent's day is four things: chasing renewals, paperwork, follow-ups, and counting what you earned. A contact list helps with one. This covers all four.

Everything about one household, on one screen.

RSRajesh SharmaNashik · client since 2019
Sunita · spouseAarav · sonDiya · daughter
Nominee recorded · Aadhaar & PAN on file
  • The client and their whole family together on one page
  • Nominee details, dependants and KYC papers kept with the record
  • Notes from every call and every visit, so you remember what was said

Simple pricing

Start free. Pay only when your book grows.

Starter

For agents getting started

₹0

free forever

  • Up to 250 policies
  • Renewal reminders
  • Clients, policies and documents
Most popular

Growth

For busy agents

₹999

per month

  • As many policies as you like
  • WhatsApp built in
  • Commission and GST tracking
  • Claims tracking

Agency

For teams and offices

₹2,499

per month

  • Everything in Growth
  • Team members, each with their own login
  • Shared inbox and reports
  • Priority help when you need it

You do not need a card to start. You can stop paying at any time and your data stays yours. GST bills are included on every plan.

Good to know

Your questions, answered.

Is my client data safe?

Yes. Servers in Mumbai, protected the way a bank protects its records. Your client list is yours alone, and you can download the whole book and leave whenever you want.

Do I need to install an app?

Nothing to download. It opens in the browser you already use, on an ordinary phone or a laptop at the office.

Can I bring my old data across?

Yes, without retyping. Upload your Excel sheet in any column order, or photograph a paper policy. If you get stuck we will do the first import for you.

Will messaging get my WhatsApp number banned?

No, and this is the important difference. No bulk messages, no shared company number. It writes the message; you send it from your own phone, one client at a time, exactly as you do today. Nothing is blasted, so nothing gets your number blocked.

Does it work for every insurer I sell?

Yes. AgentGenie is not tied to any insurance company. It simply keeps a record of the policies you have already sold, whichever company issued them. Nothing is blocked and no company is favoured.

What if I am not good with computers?

Exactly who it was built for. Nothing to set up, plain words instead of technical terms, and a person on the phone if you get stuck. If you can use WhatsApp, you can use this.

What about Bima Sugam?

Support for Bima Sugam is being built now. When it goes live, you will already be ready for it — you will not have to change anything or move your records again.

Give your book a proper home.

Signing up takes a few minutes and costs nothing. Bring your clients across today, and send your first renewal reminder this evening.